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Hard money lenders in Cedar Park
Fix and flip loans for Cedar Park investors. We fund 100% of the purchase and 100% of the rehab, up to 70% of after-repair value, and close in about 5 days.
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Estimate only. Loan amount is the lower of 100% of purchase plus rehab or 70% of the sale price when finished (after-repair value). Minimum loan $150,000. Business-purpose loans on investment property.
Fix and flip loans in Cedar Park
We lend on investment houses throughout Cedar Park and the rest of Williamson County. The loan covers the purchase and the full rehab budget in one loan, with the rehab money released in draws as the work gets done.
We see a lot of deals in the 1970s and 1980s subdivisions off Cypress Creek Road, Buttercup Creek and the older blocks near US 183 and RM 1431.
A Cedar Park deal, sized
| Deal | Amount |
|---|---|
| Purchase price | $185,000 |
| Rehab budget | $50,000 |
| Total cost | $235,000 |
| After-repair value | $330,000 |
| 70% of after-repair value | $230,999 |
| You bring | $4,001 |
| Loan amount | $230,999 |
Run your own Cedar Park deal in the hard money loan calculator.
What to know before you flip in Cedar Park
Many Cedar Park flips are 1970s and 1980s brick ranch houses. Expect original plumbing, aging HVAC and foundation work on clay soil, and budget for all three up front.
- Taxes. Check the Williamson Central Appraisal District record for the house so you know the property tax bill you will carry during the rehab.
- Foundation and roof. Central Texas clay soil and spring hail mean foundation and roof checks belong in every inspection.
- Comps. Stay on the same side of US 183, the 183A Toll and RM 1431 when you pull sales, since major roads often split values.
Hard money loans across Greater Austin
We lend on investment houses throughout the Greater Austin area, in Travis, Williamson, Hays, Bastrop and surrounding counties.
Questions investors ask
Straight answers about hard money loans in Cedar Park.
Do you lend in Cedar Park?
Yes. We fund fix and flip loans on investment houses throughout Cedar Park and Williamson County.
How much of an Austin flip will you fund?
100% of the purchase price and 100% of the rehab budget, as long as the total loan is no more than 70% of the after-repair value.
What if my purchase and rehab cost more than 70% of the after-repair value?
The loan stops at 70% of the after-repair value. You bring the difference between that amount and your total purchase and rehab cost.
What is the smallest loan you make?
Loans start at $150,000.
How fast can you close?
We can close in about 5 days once we have the contract, the rehab budget and title is open.
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